L&C/Natwest Deposit Mistake

LianneMarie

Hi,
I am a FTB and have a mortgage offer from Natwest through the broker L&C. 
When L&C put in the application I looked over the document and noted the deposit amount was incorrect, it was about £1000 higher. I let the broker know and was told it was probably a mistype and not to worry about it, it wont make any difference to the loan amount. 

However, I now have my mortgage offer and the loan amount is slightly lower than needed due to the incorrect deposit amount. It isnt a huge difference but still more than I originally wanted to pay, and will eat into my furniture budget. I have asked my broker about it but still waiting an answer so just wanted some other opinions. 
Am I best just paying the extra deposit ?  
Would changing the loan/deposit amount take a long time?
It took 2 months to get the mortgage offer and I really dont want to go through that again and I definitely do not want to loose my interest rate.


I wasn't expecting much from a free service but L&C have been very disapointing. I had also asked for a home buyers survey through Natwest, and over a month ago had asked my broker about the status on this and told the report would be sent with the mortgage offer, but now seems it wasnt requested. 

Thanks.

GingerbreadWoman

Not the exact same scenario but in March I got a mortgage offer through from NatWest and the loan amount was quite a bit lower than I was requesting as they had accidentally taken the deposit off twice. I informed my broker straight away and I was issued a new mortgage offer a week later with the correct amount. The interest rate stayed the same and they didn't ask for any additional information. Hope you manage to get it sorted.