67 yr old Widow Entitlement

Polly_78

I am a 67 year old widow of 20 years and will be in receipt of State Pension within the next month.

In 2002, my late husband died very suddenly aged 53, I was 47 at the time and did not receive any bereavement allowance or widows payment.  We had both always worked, he first was in the Merchant Navy, then an Engineer and we had our own business up until the time of his death, so all National Insurance contributions were paid in full.

I have not re-married or had another partner and have not been able to work since his death due to PTSD, fibromyalgia and chronic arthritis. I am currently in receipt of both PIP and ESA, which will stop imminently.

I have received confirmation that I will be receiving £185.19 per week in pension, but what else am I entitled to?  Will I be entitled to any of my husbands pension or NIC built up until his death? Will there be any supplemental income to support me?

I bought my own home with the private pensions and investments left to me, I have no debts and total savings of less than £9,000.

Marcon

Polly_78 said:

I am a 67 year old widow of 20 years and will be in receipt of State Pension within the next month.

In 2002, my late husband died very suddenly aged 53, I was 47 at the time and did not receive any bereavement allowance or widows payment.  We had both always worked, he first was in the Merchant Navy, then an Engineer and we had our own business up until the time of his death, so all National Insurance contributions were paid in full.

I have not re-married or had another partner and have not been able to work since his death due to PTSD, fibromyalgia and chronic arthritis. I am currently in receipt of both PIP and ESA, which will stop imminently.

I have received confirmation that I will be receiving £185.19 per week in pension, but what else am I entitled to?  Will I be entitled to any of my husbands pension or NIC built up until his death? Will there be any supplemental income to support me?

I bought my own home with the private pensions and investments left to me, I have no debts and total savings of less than £9,000.

Possibly. See https://www.moneyhelper.org.uk/en/benefits/benefits-in-later-life/state-pension-death-benefits

You'll need to contact The Pension Service to find out what any amount might be: https://www.gov.uk/contact-pension-service

molerat

You should be entitled to some of his additional state pension.  There is a tool for you to check here https://www.gov.uk/state-pension-through-partner which shows

Your spouse or civil partner died under State Pension age before 6 April 2016

You may be able to inherit a portion of their Additional State Pension and half their Graduated Retirement Benefit. This was the earnings-related State Pension people could build up between 1961 and 1975.

Have you deferred your pension as SP age is currently 66 ?

xylophone

In 2002, my late husband died very suddenly aged 53, I was 47 

You were born in 1955 and he is 1949?

He would have reached SPA in 2014 and you actually reached it a year or so back but chose to defer?

I am currently in receipt of both PIP and ESA, which will stop imminently.

Are you sure that PIP will stop?

https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/before-claiming/getting-pip-after-youve-reached-state-pension-age/

Will I be entitled to any of my husbands pension or NIC built up until his death?

See page 12 here

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/181235/derived-inherited-entitlement.pdf

 Will there be any supplemental income to support me?

Had you looked into the possibility of Pension Credit?

https://www.ageuk.org.uk/globalassets/age-uk/documents/factsheets/large-print-factsheets/fs48-lp-pension-credit.pdf

Torry_Quine

PIP doesn't stop at pension age. It can't be claimed but will continue if already in place.