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Late to the game – midway through my DFW journey
Comments
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Next year's task / plan is to create a dedicated tax savings account that's separate from general savings and probably overpay into that every payday. Something I really should have been doing for years, but hey, one thing at a time. Still not done my 21/22 tax return, but I'm confident I've got it covered2
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Congrats on the job must be good to know you have that security for a bit and can focus on the debts.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
Tesco Credit Card - £3652.32 £3270.54
*Total Debt - £10370.54/£15293.48*
Savings
*Sinking Fund - £2064.85/£3000
*Emergency Fund - £2500/£2500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2
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