Late to the game – midway through my DFW journey

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  • Martico
    Martico Posts: 1,149 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Next year's task / plan is to create a dedicated tax savings account that's separate from general savings and probably overpay into that every payday. Something I really should have been doing for years, but hey, one thing at a time. Still not done my 21/22 tax return, but I'm confident I've got it covered
  • Congrats on the job must be good to know you have that security for a bit and can focus on the debts. 
    *Dad loan - £5300 - £5900
    *Virgin Credit Card - £3552.50 - £1450.00
    *Natwest - £1828.35 -£950

    *Total debt - £8300/£10680.85*


    Savings
    *Savings - £50/£500
    *Sinking Fund - £2500/2500
    *Emergency Fund - £1000/£1000
    *Mortgage Overpayments - £21/£950


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
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