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Late to the game – midway through my DFW journey

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  • Martico
    Martico Posts: 1,169 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Next year's task / plan is to create a dedicated tax savings account that's separate from general savings and probably overpay into that every payday. Something I really should have been doing for years, but hey, one thing at a time. Still not done my 21/22 tax return, but I'm confident I've got it covered
  • Congrats on the job must be good to know you have that security for a bit and can focus on the debts. 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
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