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Late to the game – midway through my DFW journey
Comments
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Next year's task / plan is to create a dedicated tax savings account that's separate from general savings and probably overpay into that every payday. Something I really should have been doing for years, but hey, one thing at a time. Still not done my 21/22 tax return, but I'm confident I've got it covered2
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Congrats on the job must be good to know you have that security for a bit and can focus on the debts.*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2
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