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Tax treatment on pension if below personal allowance

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Comments

  • fluffpig
    fluffpig Posts: 27 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    wjr4 said:
    Remember, if you take any taxable income (flexibly), you will be subject to the Money Purchase Annual Allowance. 
    Is that when you continue to make contributions to a pension scheme after you start withdrawing from it? I wouldn't be doing that but so much to learn!
    The starting point of all achievement is desire

    Original Mortgage free date Oct 2038 - Mortgage free 22/03/2022 
  • Notepad_Phil
    Notepad_Phil Posts: 1,731 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 27 June 2022 at 10:53AM
    fluffpig said:
    wjr4 said:
    Remember, if you take any taxable income (flexibly), you will be subject to the Money Purchase Annual Allowance. 
    Is that when you continue to make contributions to a pension scheme after you start withdrawing from it? I wouldn't be doing that but so much to learn!
    You might want to take a look at https://forums.moneysavingexpert.com/discussion/5580163/paying-2880-into-pension-when-retired as a part of your learning exercise. A £2880 contribution made up to £3600 by the government would be okay for you even if you've given up work and taken some taxable income from one or more of your DC pensions.
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