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Annuity rate

Freedom100
Posts: 9 Forumite

Hi can anyone tell me what affects annuity rates thanks.
0
Comments
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Personal rates or general economic factors affecting rates ?
2 -
Long term interest rates
Age
Health
Any personal details that the pension company may wish to know other than those which are legally protected. Postcode is an example.
How much the pension company really wants your business
Any deals your advisor may be able to arrange
And of course the details of the annuity.2 -
Apart from personal details, Interest Rates and the 15-year Gilt rates are supposed to have a direct effect, As both are forecast, (possibly/probably), to rise, hopefully, annuity rates might follow. They do seem to be quite good at the moment though.0
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2022 thread revivalI am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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