NatWest Accounts still open

Mart7379

Hi guys
when I provided all my financial affairs in my bankruptcy I included 2 accounts I held with NatWest which both had historical unauthorised overdrafts. (There’s no interest or fees being added) the accounts have remained dormant for a few years. 

These accounts have remained open throughout. Shouldn’t these have been written off by the bankruptcy? Should I contact the bank to find out why these accounts are still showing as open? They were last updated on 24th May 2022 and show as ‘active’ on my credit file. 

I can only assume the Bankruptcy doesn’t cover this debt? 

sourcrates

Bankruptcy covers all your debts, the only exclusions are these -

• Social Fund Loans
• Court Fines
• Child Maintenance Arrears
• Student Loans
• TV Licence Arrears
• Debts incurred through fraud
• Mortgages (If you want to keep your property)

Bank accounts normally take a long while to be defaulted and closed down anyway, its no surprise NatWest haven`t done anything as yet.

Just send a letter stating you were bankrupt, and on what date etc, enclose a copy of your bankruptcy order, ask them to update your credit file as per FCA guidelines.