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Birmingham Midshire to Bank of Scotland
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Desperadoo
Posts: 98 Forumite
Currently with BM and asked them had they a fixed rate deal I could change to. They transferred me to Bank Of Scorland and spoke to them. Apparently I was sent a letter to ask did I want to change products before as they are trying to get customer off BM mortages to BOS ( if I got a letter from BOS about mortgage probally binned it thinking it was junk )
Has anyone dont this switch ? Was it straightforward? I did tell them in a DMP but they said should not be an issue as just a rate change .
Advisor said as a rate switch no survey and all easy enough as we are not extending term ( less than 3 years ) and no additional borrowing. We have 80k equity so no real risk and never missed a mortgage payment.
June grocery challenge £164 /£460...
week 1 £87/£115
Week 2 £77/£115
My Debt Free Diary >>>>>https://forums.moneysavingexpert.com/discussion/6360269/desperate-to-sort-my-life-for-last-time
week 1 £87/£115
Week 2 £77/£115
My Debt Free Diary >>>>>https://forums.moneysavingexpert.com/discussion/6360269/desperate-to-sort-my-life-for-last-time
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