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Barclays First plus

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I’m new to the forum I had a second mortgage with first plus 16% interest rate between 2000 and 2014 complained about the interest on multiple occasions to them and FOS turned down 3 times I tried talking to FOS again recently about these historic complaints and they have said they can’t reinvestigate again any ideas what to try next please 

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 15 June 2022 at 10:20AM
    Per your other post, the lender has no obligation to give you lower rates, nor can the FOS force a lender to give you better rates - it's a commercial decision to give you whatever rate they think you should have, you can't complain that it's incorrect. Complaint will be time barred anyway
  • MEM62
    MEM62 Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If you considered the interest rate to be unreasonable, you had the option of not agreeing to it and searching for something better. 
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