What Small Things Will You Do This Week?? 06/06/22

Bagpuss741

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Updated spreadsheet
3.  NSD
4.  Meals from stores
5.  Made croutons to go on top of soup I'm having for dinner
6.  Duolingo
7.  Surveys
8.  Scan laptop with free anti virus

BlueJ94

Sorry I've not been around too much, busy working in Sainsburys. 

To so

Make dinner for work (Piri Piri chicken)
Put away clothes 

Not much, but need to kick myself back into gear 

dizzyblnd

- I had a nsd today. Feel quite proud of it after the speedy bank holiday. 

- All meals from stores 
- going to try to do some surveys before bed

does anyone else feel like they are in a constant state of dread? With everything rising in cost, it’s hard to find the positives. 

Bagpuss741

Today I have/will

1.  Checked online banking
2.  Phoned bank as I had a text claiming to be from them regarding fraudulent transactions on my account which had been stopped.  It was the bank and someone was trying to pay for driving lessons using my card details.  My card has been cancelled.  I'm really confused as to how they got my card details as I rarely use the card as I always use Apple Pay??  
3.  NSD (no card means I can't pay for anything)  
4.  Meals from stores
5.  Duolingo
6.  Keep electricity spend as low as possible

@dizzyblnd Yes everything is going up but my disability benefits are not rising enough to cope.  Even if cat food goes up a couple of pounds I have to cut down on other stuff to keep within my budget.

dizzyblnd

Bagpuss741 said:

Today I have/will

1.  Checked online banking
2.  Phoned bank as I had a text claiming to be from them regarding fraudulent transactions on my account which had been stopped.  It was the bank and someone was trying to pay for driving lessons using my card details.  My card has been cancelled.  I'm really confused as to how they got my card details as I rarely use the card as I always use Apple Pay??  
3.  NSD (no card means I can't pay for anything)  
4.  Meals from stores
5.  Duolingo
6.  Keep electricity spend as low as possible

@dizzyblnd Yes everything is going up but my disability benefits are not rising enough to cope.  Even if cat food goes up a couple of pounds I have to cut down on other stuff to keep within my budget.

How are you coping @Bagpuss741?  Is there any light at the end of the tunnel?

Bagpuss741

Just taking it one day at a time really @dizzyblnd

Bagpuss741

Today I have/will

1. Checked online banking
2.  Meals from stores
3.  Surveys
4.  Food shop delivery later and remembered to use 30% off voucher
5.  Duolingo
6.  New debit card has arrived so have to register that on ebay etc

Deb4

Hi everyone 

I haven't been around for the last few weeks and I have let things slip so I need to get back to it

Today I have/will do 

Pegged washing out 
Done food shopping to list as best you can with a 3.5 year old 
Change bedsheets 
Done ironing 
Sort dairy out 
All meals from cupboards 

Hope everyone is having a good Saturday 

Hippycamper

Good Morning 

This is my first post, I was accepted by the admin team a few minutes ago.

Today I’m having a spend free day.

either Chickpea and spinach curry or Dina have soup and mince and garden pea curry fir today’s dinner.

already had porridge fir breakfast.

my credit card is going to be high this month cos of road tax, car insurance and mot at the beginning of the month.

definately not going back to my old ways, took way to long to get where I am now, so am going to be cold Turkey til the end of July!!

have a lovely day everyone