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How should I begin to deal with this?
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You’ve made a great start just by writing it all down and setting a target. Teen’s activity costs need to be added into the budget to make it realistic. For other spends, could you try keeping a spending diary for a month to record every single penny that goes out - helps to see where you may be underestimating and anything you could cut back on for a while.
Do you have anything you would consider selling, any outgrown clothes or toys from preschooler?Do you have any free time to do surveys to earn a few extra pounds?0 -
Contact your teen's school to see if they have a second hair uniform shop or ask
if there's any help towards uniform.Finally Debt Free 24/4/20230
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