Borrowing Amount

Addd

Hello everyone,
Me and my partner are looking to buy a house. We've saved up a decent deposit.
They, are on a zero hours contract, as a student, until they graduate. They still earn on average a decent amount, not much less than myself. 
I have previously had a mortgage application approved for myself but didn't end up buying the house and that offer has now ran out.
We were thinking of doing a tenants in common agreement so what we put in is safe if the worst should happen.
 My question is, are we likely to be told we can borrow less than I previously was aloud on my own? The reason being there will now be 2 adults in the house, one of which is on a zero hours contract, and the bank may see giving a mortgage to someone on that contract as a risk effectively only going off my wage to pay everything for 2 people rather than 1. Even though they have many months of decent wage slips?

Many thanks in advance to anyone who answers.

K_S

Addd said:

Hello everyone,
Me and my partner are looking to buy a house. We've saved up a decent deposit.
They, are on a zero hours contract, as a student, until they graduate. They still earn on average a decent amount, not much less than myself. 
I have previously had a mortgage application approved for myself but didn't end up buying the house and that offer has now ran out.
We were thinking of doing a tenants in common agreement so what we put in is safe if the worst should happen.
 My question is, are we likely to be told we can borrow less than I previously was aloud on my own? The reason being there will now be 2 adults in the house, one of which is on a zero hours contract, and the bank may see giving a mortgage to someone on that contract as a risk effectively only going off my wage to pay everything for 2 people rather than 1. Even though they have many months of decent wage slips?

Many thanks in advance to anyone who answers.

@addd If they have been on a ZHC for a good period of time, there may be options to use their income for a mortgage.

It'll depend on the specifics, but generally speaking, if you want to apply in your sole name your partner shouldn't reduce your affordability as they don't appear to be a dependent based on what you've said.