Adding state pension when you were not in empyment

pantaiema

Dear all

About 20 years ago. I was in education and did not contribute to my NI for state pension. I have seen Martin article about adding state pension. Could I add my contribution so I could get the maximum state pension later ? Thanks

molerat

You can currently fill gaps back to 2006-07, whether anything pre 2016 will add to the pension depends on personal circumstances.

What exactly does your forecast show ?

"In education" 20 years ago likely puts you in your 40s so probably plenty of time to get the full amount.

xylophone

State Pension Forecast

https://www.gov.uk/check-state-pension

About 20 years ago. I was in education 

Were you under 18? Or do you mean that you started university in 2002?

Marcon

pantaiema said:

Dear all

About 20 years ago. I was in education and did not contribute to my NI for state pension. I have seen Martin article about adding state pension. Could I add my contribution so I could get the maximum state pension later ? Thanks

Have you obtained a state pension forecast recently? Given you are coming up for 60, it should be reasonably easy to work out whether it would be to your advantage to 'fill the gaps'.

xylophone

Given you are coming up for 60, 

But is he?

If he was in education twenty years ago, he is more likely to be in late thirties/early forties?

QrizB

xylophone said:

Given you are coming up for 60, 

But is he?

OP claimed to be 54 in 2016:
https://forums.moneysavingexpert.com/discussion/5561096/buying-additional-pension-from-work-place