Income tax on wage or pension.

Marcon

MX5huggy said:

nigelbb said:

You don't say what age you are but you should consider contributing £7K/year to a SIPP to avoid paying higher rate tax. If over 55 you can immediately withdraw from the SIPP with 25% tax free.

The OP can only do this if the pension income comes from a DB pension if it is a DC pension the MPAA has been triggered limiting contributions to £4000 per year. If it is a DB pension then putting £7k in a SIPP is a good idea but again if they immediately took anything beyond the 25% tax free MPAA would be triggered stopping them doing it in subsequent years. 

Not if they bought an annuity. That doesn't trigger the MPAA.