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Where in Uk to live for affordable housing mortgages but safe low criminality

Hello following my other post, I would like to know where in the UK is housing affordable to be able to buy a house and get a mortgage as I’m a single parent on low income BUT it needs to be a safe area with low criminality and good to raise kids, specially a place with resources with children with special needs, also don’t like busy or big cities, something more country side. Would love to live near the sea but maybe is too much to ask. I live in Dorset but I’m coming to the realisation I will never be able to buy a house here everything just too expensive and prices just going up. 

Any ideas welcome

Thanks 

Comments

  • tacpot12
    tacpot12 Posts: 9,529 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I would say you need a small (market) town in the north of the UK. Lincolnshire tends to be cheap, and the sea is quite near. You could look at places like Louth, Gainsborough, Market Raisen etc. The closer they are to the main trainline to London, the more expensive they will tend to be. 

    The special needs provision would need to be researched specifically for each town. I doubt anywhere is over-provided for! 

    I have a soft spot for Louth as I went there on a random holiday and enjoyed it very much. It's very quiet, but is only 45 minutes by car to Lincoln, and there are trains from Cleethorpes (25 minute drive). Louth has a special school. Have a look here: St Bernard’s | Lincolnshire Wolds Federation (lwf.lincs.sch.uk)  The admissions page gives some idea of what you might need to do if you move into the area. 

    Whether you can live in a small, rural town very much depends on where your income comes from. I would not assume that you would be able to find work in any town, and the rates of pay if you can find work will reflect the lower cost of housing in the area.
    The comments I post are my personal opinion. While I try to check everything is correct before posting, I can and do make mistakes, so always try to check official information sources before relying on my posts.
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Springfield school in Crewe is a brilliant Special needs facility.
    Mainline train station to London and Edinburgh.
     Countryside and great transport links, cheap housing compared to down south.
    Most parts of Cheshire are good
  • ACG
    ACG Posts: 24,995 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I think your needs probably need to be put into perspective. 
    I grew up on a council estate in Manchester, I still have family there and when I go back without wanting to sound snobby, I am glad I no longer live there. But in reality, I have never been mugged or attacked - although I imagine if I moved back I might be as I am no longer really known in the area. 

    Where I live now is seen as a nice area, my next door neighbour had a few lads melting her back door to break in and get the keys to her BMW. 

    Living in a high crime area does not mean you will be subject to crime. It would generally only be the case if you put yourself in a silly position - ie going out alone at night or if one of your neighbours with feral kids take a dislike to you. 

    That being said, I have just come back from a week in Pwllheli (North Wales) and that was quite nice. Houses start from around £150k. Public transport seems a little on the light side, but I am comparing that to Manchester. Trying to get a take away from just eat and there was literally nothing on there. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • dutchcloggie
    dutchcloggie Posts: 255 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Every area has good and bad places. I live in Swansea and having moved from The Midlands, I now have a 4 bedroom house with expansive sea views for 50 grand less than the 2 bed mid terrace I had in the Midlands. I live in a lovely street in an apparently not so great area. A lot depends on your neighbours. 
    I love it here. Gorgeous views, cheap houses. 
  • pearl123
    pearl123 Posts: 2,084 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 25 May 2022 at 9:48PM
    It helps also if the locals are friendly. I heard that Anglesey is lovely and cheap too. 
  • amnblog
    amnblog Posts: 12,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Low criminality, low cost housing?

    try SW1A 2AA
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Vegastare
    Vegastare Posts: 1,032 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 26 May 2022 at 6:19PM
    I think south Wales as mentioned Swansea has decent areas, as for Ynys Mon...Anglesey, lovely on a sunny day, when the weather turns and the main bridge shuts or ferry traffic in on hold not so good.  Parts are bleak and if you want a recommendation on a health authority stay clear. 
    The mention of  Pwllheli same health authority same problems. Plus 50 mins drive to Bangor and A&E worth thinking about
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