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What Small Things Will You Do This Week? 16/05/22

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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Comments

  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Paid bills that needed paying today
    3.  Meals from stores
    4.  Duolingo Ukranian
    5.  Feed strawberries

    not much from me today, I feel so tired the last couple of days and don't know why
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • ziggy2407
    ziggy2407 Posts: 4,107 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning everyone

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Todays plans:

    Check Bank & make PAD - Done 
    Swagbucks - Done
    Dr's appointment - Done  
    Enter a few comps - 
    Purge a few emails - 
    Read -  
    All meals from cupboards/fridge/freezer - 
    Check: PMP, WinaDinner, Freejackpot (referral available £1 giftcard when you sign up, free daily draws and a mega monthly draw) 

    Have a good day! 

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 16 May 2022 at 4:35PM
    Afternoon folks! 

    Ooooof why are we over half way through May?! Like what the actual?! A very rainy start here which is excellent as I put lawn seed and feed down last night in anticipation of the rain. Also sowed some more carrots yesterday for the same reason. 
    Another busy weekend done and dusted. I'm not sure how they go so quickly. 

    Today's MSE things:
    :star: B/L/D from stores
    :star: OH working - picked up at 5
    :star: Go for lunchtime and after-work walks
    :star: Update budget sheet  - done
    :star: Gym this morning 1/3 (already paid for so making sure I use them!) - done
    :star: I'm WFH today so no petrol spend - done
    :star: Possible make some rhubarb "ketchup" this evening
    :star: We are rat-sitting a friend's pets so free entertainment, except one has already taken a nip at me! Little so-and-so. 

    Spendy things:
    :fearful: None as far as I'm aware!

    Other things:
    :cookie: Sew more of the evil blanket

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • dizzyblnd
    dizzyblnd Posts: 642 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    *Been at work from 8am till 5:30pm so no chance of spending today 😂
    *Breakfast, lunch and dinner from home

    Not much to report. 

    Mortgage free wannabee 2022 #82
  • Deb4
    Deb4 Posts: 295 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi everyone 

    Today I have/will do 

    Check online banking 
    NSD 
    Post parcel 
    All meals from stores 
    Finished book and started another one 
    Got a few film from SKY 
    Put washer on 

    Think that's everything Today 

    Make £2026 in 2026 #19
    February NSD 
  • I remember this thread from a while back! Just re-found you and would love to join again - I found it really helpful in keeping me focused 😁

    I had a good money-saving weekend - renegotiated my sky package; brought my washing line back into use (which really upset the gigantic spider who had taken up residence! 😳) and did 5 loads of washing/line drying; made 'bottom-of-the-fridge' soup. 

    Yesterday I hung out washing again (this really is a monumental step forward for me - I've not done it for over 5 years so pretty proud of myself! 😉😂), left my purse at home when I went out so I couldn't spend and stuck to the meal plan for meals. 

    Today I am going to use my multi-cooker to make dinner (it will take less time to cook in there than it would for my oven to get to temperature!); prepare food for the next couple of days (I have my grandbaby staying with me for a week tomorrow and won't be able to get anything done so preparing today will make sure I stick to the meal plan 😉); do a quick check on my bank balances to make sure that everything is allocated prior to my bank account switch next week and sow some more lettuce seeds. 
    'Happiness is not a destination but the journey you walk every day'

    Jan GC: £74.77/£100
    DNF: £1471.53/£6700
    Garden sections: 0/21

    DNF: 3/45

    Save 12k in 2026: #37 £1471.53/£6700

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • twiggy86
    twiggy86 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all! 

    Today I have/will:
    • Check banks 
    • Take LO lasagne to work for lunch 
    • Drive on eco mode
    • Listen to budget podcast on drive 
    • Snap receipts (got behind with this)
    • Update spreadsheet (got behind with this)
    • Shuffle money to correct accounts 
    • Think if there is anything from stores that I can make for dinner - if not pop to shop for minimum!
    • Dinner from stores
    • Start sorting out for car boot 
    • Possibly post some items on fb marketplace 
    • Crochet in front of the TV! 
    That's everything I can think of for now. I hope you all have a good day.

    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon folks

    Woke up an hour early this morning as I accidentally left my alarm on. Used the extra time to make the rhubarb ketchup - although I forgot to add the salt at the end. The recipe did say "to taste" so I don't think it was integral. 

    My energy fix runs out on the 1st July - my provider emailed today with my new estimated monthly bills. If we stick to the standard variable (cheapest) then it goes from £79 per month to £113 per month. Oooof.

    MSE things today:
    :star: B/L/D from stores
    :star: Made rhubarb ketchup with rhubarb from the allotment and used recycled jam jars
    :star: OH working
    :star: I'm WFH as OH has the car
    :star: Lunchtime and after work walks

    Spendy things:
    :fearful: None - NSD

    Other things:
    :cookie: Blanket, I hate you

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • ziggy2407
    ziggy2407 Posts: 4,107 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning everyone

    Todays plans:

    Get my life back - struggling but I need to try, so today starts with a short walk (my health means Ive gone from being able to walk miles in a day but now struggle to make 2000 steps)
    Walk -
    Check Bank & make PAD - Done 
    Swagbucks - 
    Enter a few comps - 
    Purge a few emails - 
    Read -  
    All meals from cupboards/fridge/freezer - 
    Check: PMP, WinaDinner, Freejackpot (referral available £1 giftcard when you sign up, free daily draws and a mega monthly draw) 

    Have a good day! 

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • twiggy86
    twiggy86 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi 

    Hope everyone is ok - hugs to anyone that needs one right now. 

    Today I have/will:
    • Check banks 
    • Drive on eco mode
    • Snap receipt
    • Update spreadsheet 
    • Shuffle money to correct accounts 
    • Dinner from stores
    • Start sorting out for car boot 
    • Possibly post some items on fb marketplace 
    • Park for free at netball 
    That's everything I can think of for now. I hope you all have a good day.

    Twigs
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
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