What Small Things Will You Do This Week? 16/05/22
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Bagpuss741
Posts: 2,289 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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Comments
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Today I have/will:
1. Checked online banking
2. Paid bills that needed paying today
3. Meals from stores
4. Duolingo Ukranian
5. Feed strawberries
not much from me today, I feel so tired the last couple of days and don't know whyTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini2 -
Good Morning everyone
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Todays plans:
Check Bank & make PAD - Done
Swagbucks - Done
Dr's appointment - Done
Enter a few comps -
Purge a few emails -
Read -
All meals from cupboards/fridge/freezer -
Check: PMP, WinaDinner, Freejackpot (referral available £1 giftcard when you sign up, free daily draws and a mega monthly draw)
Have a good day!
C x
Goodreads 2024 Challenge: 32/80
Goodreads 2023 Challenge: 77/521 -
Afternoon folks!
Ooooof why are we over half way through May?! Like what the actual?! A very rainy start here which is excellent as I put lawn seed and feed down last night in anticipation of the rain. Also sowed some more carrots yesterday for the same reason.
Another busy weekend done and dusted. I'm not sure how they go so quickly.
Today's MSE things:
B/L/D from stores
OH working - picked up at 5
Go for lunchtime and after-work walks
Update budget sheet - done
Gym this morning 1/3 (already paid for so making sure I use them!) - done
I'm WFH today so no petrol spend - done
Possible make some rhubarb "ketchup" this evening
We are rat-sitting a friend's pets so free entertainment, except one has already taken a nip at me! Little so-and-so.
Spendy things:
None as far as I'm aware!
Other things:
Sew more of the evil blanket
Have a good one all
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.31Student loan repaid: 01/07/2019SAVINGS: £20,000Car final lump sum: £6113/£61132 -
*Been at work from 8am till 5:30pm so no chance of spending today 😂
*Breakfast, lunch and dinner from homeNot much to report.Mortgage free wannabee 2022 #823 -
Hi everyone
Today I have/will do
Check online banking
NSD
Post parcel
All meals from stores
Finished book and started another one
Got a few film from SKY
Put washer on
Think that's everything Today
Make £2022 in 2022 #69 £2247.73/£2022
Make £2023 in 2023 #4 £395.92 /£2023
Declutter 2023 in 2023 35/20233 -
I remember this thread from a while back! Just re-found you and would love to join again - I found it really helpful in keeping me focused 😁
I had a good money-saving weekend - renegotiated my sky package; brought my washing line back into use (which really upset the gigantic spider who had taken up residence! 😳) and did 5 loads of washing/line drying; made 'bottom-of-the-fridge' soup.
Yesterday I hung out washing again (this really is a monumental step forward for me - I've not done it for over 5 years so pretty proud of myself! 😉😂), left my purse at home when I went out so I couldn't spend and stuck to the meal plan for meals.
Today I am going to use my multi-cooker to make dinner (it will take less time to cook in there than it would for my oven to get to temperature!); prepare food for the next couple of days (I have my grandbaby staying with me for a week tomorrow and won't be able to get anything done so preparing today will make sure I stick to the meal plan 😉); do a quick check on my bank balances to make sure that everything is allocated prior to my bank account switch next week and sow some more lettuce seeds.
Tilly Tidy Fund 2024: £80.86/£100
Weight loss challenge 2024:
4/24lbs
1st quarter starting weight: 9st 13.1lb
2nd quarter starting weight: 9st 9.2lb
3rd quarter starting weight:
4th quarter starting weight:
GC 2024 - Annual Target: £2712- Running total:£764.12/£2712
Monthly Target: £226
Jan: £74.12; Feb: £300; Mar: £190; Apr: £200; May: £; Jun: £; Jul: £; Aug: £; Sep: £; Oct: £; Nov: £; Dec: £3 -
Morning all!
Today I have/will:- Check banks
- Take LO lasagne to work for lunch
- Drive on eco mode
- Listen to budget podcast on drive
- Snap receipts (got behind with this)
- Update spreadsheet (got behind with this)
- Shuffle money to correct accounts
- Think if there is anything from stores that I can make for dinner - if not pop to shop for minimum!
- Dinner from stores
- Start sorting out for car boot
- Possibly post some items on fb marketplace
- Crochet in front of the TV!
TwigsStarting again..4 -
Afternoon folks
Woke up an hour early this morning as I accidentally left my alarm on. Used the extra time to make the rhubarb ketchup - although I forgot to add the salt at the end. The recipe did say "to taste" so I don't think it was integral.
My energy fix runs out on the 1st July - my provider emailed today with my new estimated monthly bills. If we stick to the standard variable (cheapest) then it goes from £79 per month to £113 per month. Oooof.
MSE things today:
B/L/D from stores
Made rhubarb ketchup with rhubarb from the allotment and used recycled jam jars
OH working
I'm WFH as OH has the car
Lunchtime and after work walks
Spendy things:
None - NSD
Other things:
Blanket, I hate you
Have a good one all
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.31Student loan repaid: 01/07/2019SAVINGS: £20,000Car final lump sum: £6113/£61132 -
Good Morning everyone
Todays plans:
Get my life back - struggling but I need to try, so today starts with a short walk (my health means Ive gone from being able to walk miles in a day but now struggle to make 2000 steps)
Walk -
Check Bank & make PAD - Done
Swagbucks -
Enter a few comps -
Purge a few emails -
Read -
All meals from cupboards/fridge/freezer -
Check: PMP, WinaDinner, Freejackpot (referral available £1 giftcard when you sign up, free daily draws and a mega monthly draw)
Have a good day!
C x
Goodreads 2024 Challenge: 32/80
Goodreads 2023 Challenge: 77/521 -
Hi
Hope everyone is ok - hugs to anyone that needs one right now.
Today I have/will:- Check banks
- Drive on eco mode
- Snap receipt
- Update spreadsheet
- Shuffle money to correct accounts
- Dinner from stores
- Start sorting out for car boot
- Possibly post some items on fb marketplace
- Park for free at netball
TwigsStarting again..2
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