Standard life GMP

PaulCooper

They would have allowed the std 25% only. The GAR would have only been applicable to the remaining 75%. Once I was in receipt of the info that a very lucrative GAR was part of the deal, all the other offers were irrelevant.
The others on here will tell you that in the 80s several pension companies were writing GARs into their policies (section 32s I think) as interest rates were high, investment strategies and results were always positive bla bla.
I'm sure if I had historic contractual responsibilities that guaranteed approx 10% for (hopefully) several years I wouldn't go out of my way to tell people about them!
Paul