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Bluestone - DIP
afreshstart86
Posts: 36 Forumite
Hi All,
We are trying to move property, but due to adverse credit we have gone via a broker. She has been thorough and has advised that Bluestone are 'happy to approve the DIP' but they needed proof of a payment to a Credit Card which I sent over on Tuesday.
I have checked my Experian and Bluestone completed the soft search on the 5th May.
From experiences do you think we will get the DIP approved? I got my hopes up from the email saying they are happy to approve it, but now its taking longer I am having doubts.
Any advice welcome.
Thank you x
We are trying to move property, but due to adverse credit we have gone via a broker. She has been thorough and has advised that Bluestone are 'happy to approve the DIP' but they needed proof of a payment to a Credit Card which I sent over on Tuesday.
I have checked my Experian and Bluestone completed the soft search on the 5th May.
From experiences do you think we will get the DIP approved? I got my hopes up from the email saying they are happy to approve it, but now its taking longer I am having doubts.
Any advice welcome.
Thank you x
0
Comments
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@afreshstart86 Generally speaking, I would say the chances of a decline are minimal. There's a lot of background work that goes in prior to that and as brokers, by the time we put in a DIP with lenders like Bluestone, you're almost certain that it will be okayed.
See this thread with a similar query for further reassurance
https://forums.moneysavingexpert.com/discussion/6352769/bluestone-dip
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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There's also a long running thread about bluestone where everyone talks about their experiences:
https://forums.moneysavingexpert.com/discussion/6113960/bluestone-mortgages/p1Mortgage started 2020, aiming to clear 31/12/2029.0
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