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PRAC Financial/BW Legal
HayleyD83
Posts: 129 Forumite
Hoping to get some advice on behalf of a friend. She has received a letter from PRAC regarding a charge from British gas at a rented house she left 5 years ago. Presumably British Gas were unable to trace her so have sold the debt on. The charge is for the 4 months after all of the tenants left the property and it was being renovated. Just wondering how she should proceed? I have had dealings with BW Legal and I have advised her not to engage them. Should she contact British gas and where does she stand with regard to the charge? TIA
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Comments
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Is BW Legal relevant here? Is the letter from PRAC or BW?
When you say 'a letter' what does the letter say? Is it in fact a 30-day pre-action protocol letter?1 -
It's a letter stating that they have purchased the debt from BG and done a 'soft search' on her and that they have appointed BW as their representative. I0
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OK, no need to panic then. If she can get this to the six-year point, a lot of the arguments become redundant as the debt would be unenforceable.
See what the next letter says.
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Answered on your other thread.
Best to stick to just one subject matter per thread, saves getting multiple responses and saves time.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Use this one!0
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