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Transfer Pension Fund

Hi team,
Simple question, do I get basic tax relief on the transfer of an old workplace pension fund into my current workplace pension? The old workplace pension fund is with Tfl and well below the yearly tax threshold of £40000 and I currently save around £3500 pa into my workplace pension. 

Comments

  • JoeCrystal
    JoeCrystal Posts: 3,451 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You already got the tax relief when you paid into the old workplace pension fund. Just to confirm, are you referring to the Additional Voluntary Contributions (AVCs) section in this case?
  • dunstonh
    dunstonh Posts: 121,294 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Simple question, do I get basic tax relief on the transfer of an old workplace pension fund into my current workplace pension?
    No.   It is already in a pension. You don't get tax relief every time you move it between providers.  Otherwise everyone would spend their whole time transferring from one to another to another to another......



    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • xylophone
    xylophone Posts: 45,969 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The old workplace pension fund is with Tfl 

    Is this a Defined Benefit Pension?

    If so, what is the transfer value of the benefits?

    Is your current workplace pension a Defined Benefits pension?

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