Catching up on missed years NI - Class 2

VXman

I'm early retired from teaching (59)  but am a few years short in my NI contributions to get a full state pension when I am 67. I have just started doing a bit of exam invidgilation as I understand this qualifies me to pay Class 2 contributions. 

A few questions - I will be only working part time for part of the year. 

Am I able to pay a years worth in one go?  How much would this be?
Can I then catch up with missed years at the same rate?
Do the years I have been retired already also count as missed years if I have not been  paying any?

I will be phoning the helpline but wanted to get an idea before I ring up so I am informed a little. Appriciate any insights in what seems to be a complex area

This is what I have found on the gov website about invigilators qualifying for Class 2:

Schedule 1 to the Social Security (Categorisation of Earners) Regulations 1978 provides that any person holding an employment in which they are responsible for the conduct or administration of any examination leading to any certificate, diploma, degree or professional qualification and (under that employment) they are:

• an examiner, moderator or invigilator (or employed in any similar capacity); or
• engaged to set questions or tests for any such examination,

is to be treated as a self-employed earner for NICs purposes, provided that the work they do under the contract pertaining to that employment is to be performed in less than 12 months.

https://www.gov.uk/hmrc-internal-manuals/national-insurance-manual/nim74100

Dazed_and_C0nfused

Have you actually registered as self employed with HMRC?

Class 2 NI (and voluntary Class 2 NI) is payable as part of your Self Assessment liability.

molerat

You will not be able to pay at class 2 rate for years you were not self employed, if you need those they will need to be paid at class 3.

What precisely does your SP forecast show ?

VXman

molerat said:

You will not be able to pay at class 2 rate for years you were not self employed, if you need those they will need to be paid at class 3.

What precisely does your SP forecast show ?

Estimate based on your National Insurance record up to 5 April 2021 £153

Forecast if you contribute another 6 years before 5 April 2029 £185.15

£185.15 is the most you can get.

VXman

Dazed_and_C0nfused said:

Have you actually registered as self employed with HMRC?

Class 2 NI (and voluntary Class 2 NI) is payable as part of your Self Assessment liability.

Not neccesary apparently - 

From the .gov website

You do not pay through Self Assessment if you’re any of the following:

an examiner, moderator, invigilator or person who set exam questions
running a business involving land or property
a minister of religion who does not receive a salary or stipend
living abroad and paying voluntary Class 2 contributions
a person who makes investments - but not as a business and without getting a fee or commission
a non-UK resident who’s self-employed in the UK
working abroad



Self-employed National Insurance rates
You usually pay 2 types of National Insurance if you’re self-employed:

Class 2 if your profits are £6,725 or more a year
Class 4 if your profits are £9,881 or more a year
You work out your profits by deducting your expenses from your self-employed income.

How much you pay
Class Rate for tax year 2022 to 2023
Class 2 £3.15 a week
Class 4 10.25% on profits between £9,881 and £50,270
3.25% on profits over £50,270