State pension contribution years

nigellunt

I qualify for state pension in July 2022. In April I completed my 21/22 tax return and paid Class 2 contributions which brings my contribution years up to maximum. How do I know if this will be taken account of before I receive my first state pension payment. If not I will be underpaid and not receive the maximum payment. 

Billxx

Have you triedhttps://www.gov.uk/check-state-pension ?

nigellunt

Yes, tells me I need to make a final Class 2 payment for tax year 21/22 which I have done. Concerned this has not been updated on the system and will the payment be counted before July.

fly-catchers

They don’t update the page which will show 21/22 until about June or sometimes later.

in_my_wellies

Mine updated two weeks ago but it's straightforward and my last name is near the start of the alphabet if that makes a difference. The forecast increased by £55 a week between February and April. As I have no idea how it's worked out I've no idea why this was but I'm happy! 

p00hsticks

in_my_wellies said:

Mine updated two weeks ago but it's straightforward and my last name is near the start of the alphabet if that makes a difference.

No it doesn't.

in_my_wellies said:

The forecast increased by £55 a week between February and April. As I have no idea how it's worked out I've no idea why this was but I'm happy! 

If you're saying that the addition of one extra years NI has added £55 to your forecast, then that really doesn't sound right, unless that year took you up to a total of ten in which case I think your forecast should have gone from zero to £52.90 (as you now need a minimum of ten years to qualify for the new State Pension).  I suggest you double check the forecast, and post the figures on here if they still donlt seem right. 

Each new NI year since 2016 should add £5.29 (1/35th of the maximum £185.10) to your forecast until you reach the maximum.

Note that if you started working before the introduction of the new State Pension in 2016 you can't simply multiply the number of years you have by £5.29, as there were some rather complicated calculations done at the time to come up with individual 'starting amounts' for everyone depending on their records.

(Also filling in any pre-2016 gaps in your record by making voluntary contributions may or may not increase your forecast).