DC pension pot

Burlster67

I’m approaching 55 with a DC pot of approx 280k invested in a moderate portfolio. If I didn’t add to this what sort of pot could I expect to end up with in 5 years time (aged 60)? Just looking for a general idea, best & worse scenarios. Thanks.

Thrugelmir

No such thing as a general idea when it comes to investment returns. Best advice would be to keep on adding to the pot. 

dunstonh

If I didn’t add to this what sort of pot could I expect to end up with in 5 years time (aged 60)? Just looking for a general idea, best & worse scenarios. Thanks.

Impossible to answer as you don't know if you are going to get a good 5 years or bad 5 years.   You also haven't told us anything about your portfolio.  

For the purposes of planning, probably assume the same value as it is now.

eskbanker

Burlster67 said:

I’m approaching 55 with a DC pot of approx 280k invested in a moderate portfolio. If I didn’t add to this what sort of pot could I expect to end up with in 5 years time (aged 60)? Just looking for a general idea, best & worse scenarios. Thanks.

As above, impossible to say, but, roughly speaking, it ought to be somewhere between about £180K and £380K.

How much would anticipate needing at 60, 61, etc, and are you planning to derisk (at least partially) accordingly, to accommodate sequence of returns risk, etc?