We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Cannot get a response from Pension administrator

Hi, Can anyone offer me advice please. I have been waiting on my pension figures from Capita for seven months in total . After 4 months I was provided with incorrect figures, so replied immediately on Feb 14th, asking for them to be reviewed, finally received another email on 24th April and said I would get  my figures within a week as they were being checked !! Nothing to date!
I was made redundant in December and need my pension to live off! I have threatened going to the papers  and now have told them I will go Legal. You cannot phone (as they are working from home)  they ask to leave a message and the recorded message advises they will get back to you within 24 hours (joke) 7 months not a call yet!! My old company contacted them and still nothing! Do you think I should go Legal? I am 63 and a widow and worked for the same company for 42 years.


Comments

  • Albermarle
    Albermarle Posts: 31,250 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    I had a similar problem with Mercer . Some of these pension administrators are very poor at responding .
    Mine was solved ( partly anyway) by my ex employer  / Main trustee complaining directly to them - officially and at the highest level they could unofficially.
  • Marcon
    Marcon Posts: 15,923 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Persil58 said:
    Hi, Can anyone offer me advice please. I have been waiting on my pension figures from Capita for seven months in total . After 4 months I was provided with incorrect figures, so replied immediately on Feb 14th, asking for them to be reviewed, finally received another email on 24th April and said I would get  my figures within a week as they were being checked !! Nothing to date!
    I was made redundant in December and need my pension to live off! I have threatened going to the papers  and now have told them I will go Legal. You cannot phone (as they are working from home)  they ask to leave a message and the recorded message advises they will get back to you within 24 hours (joke) 7 months not a call yet!! My old company contacted them and still nothing! Do you think I should go Legal? I am 63 and a widow and worked for the same company for 42 years.


    What a mess. The good news is that you don't need to 'go legal' when there is excellent free help available: https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-problems


    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • xylophone
    xylophone Posts: 45,968 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
     I have been waiting on my pension figures from Capita for seven months in total .

    Which is totally unacceptable.

    You cannot phone (as they are working from home)  

    All the staff? Still?

    This predates the Universal Covid excuse being a report from 2012.

    https://www.thisismoney.co.uk/money/experts/article-2101085/ASK-TONY-Seven-month-pension-delay-left-dire-straits.html

    The PAS is now part of Money Helper

    https://www.moneyhelper.org.uk/en/contact-us/pensions-guidance

    You can ring on 0800 011 3797 for some advice.

  • Tommyjw
    Tommyjw Posts: 237 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    What's the name of the Pension Scheme ? One route you may be able to take is attempt to find contact details of the Trustees of the Scheme, contact them and let them know what a shambles everything is.
  • penners324
    penners324 Posts: 3,688 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Lodge an official complaint with them, refer the matter to the Pensions Ombudsman at the same time
  • Marcon
    Marcon Posts: 15,923 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    edited 6 May 2022 at 12:53PM
    Lodge an official complaint with them, refer the matter to the Pensions Ombudsman at the same time
    No point doing the latter - the PO won't look at it until the member has been through the scheme's own Internal Dispute Resolution Procedure, which is what MoneyHelper is likely to suggest. OP's complaint is against the trustees, who are responsible for the  behaviour of the administrator.
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • Thank you all for your advice, I have today lodged a complaint with the Ombudsman, to see if that gets me anywhere. I had already contacted the trustees but maybe need to keep putting the pressure on them! Thank you all
  • Marcon
    Marcon Posts: 15,923 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Persil58 said:
    Thank you all for your advice, I have today lodged a complaint with the Ombudsman, to see if that gets me anywhere. I had already contacted the trustees but maybe need to keep putting the pressure on them! Thank you all
    Have you used the formal IDRP I referred to above? That certainly puts pressure on the trustees and, as I mentioned, you will need to have been through this procedure before the Ombudsman will take the case.
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.