Identity Fraud

ClaireAngelaKent

Someone opened an account with Sainsbury's Bank fraudulently in my name.  They took out a loan of £25K.  I have contacted Sainsbury's Bank and they have acknowledged this was fraud. Therefore they agree that I am not liable for the loan.

I have no idea how the scammer convinced Sainsbury's Bank that they were me and live at my address. 

Do I need to do anything else to protect myself?

Thanks

[Deleted User]

Hopefully your user name isn't your real name - otherwise it's pretty clear to see how someone would have been able to get enough details about you to pass a credit check.

You should consider a protective CIFAS marker and be protective of your own data.

sourcrates

When you see things like this -

"its our 10th anniversary on Facebook, and were giving away a car to a random stranger who types "LIKE" 

Just scroll on bye, you won`t be getting a car, its how scammers get your information.

James

Yes you should protect yourself. Here a few tips, I hope help

Check your credit reports with all 3 Credit Agencies (Equifax, Experian and TransUnion).

Consider:
The Solution To Identity Fraud - The AntiSocial Engineer Limited
MyPAS - The AntiSocial Engineer Limited
Or
Password Protect your files
OR
CIFAS Protective Registration.

Hope this helps.

SusieTiple

There is lots of Identity fraud online.
I would advise not to use your real name when signing up to websites, and also use a mail forward address when receiving post/parcels.

Edi81

And all those chain posts on Facebook:
my first car
my school
street I grew up on
First pets name 

all ways of getting info out of people. Just ignore. 

MalMonroe

ClaireAngelaKent said:

Someone opened an account with Sainsbury's Bank fraudulently in my name.  They took out a loan of £25K.  I have contacted Sainsbury's Bank and they have acknowledged this was fraud. Therefore they agree that I am not liable for the loan.

I have no idea how the scammer convinced Sainsbury's Bank that they were me and live at my address. 

Do I need to do anything else to protect myself?

Thanks

Hi, here's some helpful information from ICO - https://ico.org.uk/your-data-matters/identity-theft/

And, as zx81 says above, using your real name, especially on forums like this, is not a good idea. See info in this link -

https://www.moneysavingexpert.com/site/forum-faqs/?    No. 3 - Protect Yourself.

we_mean_clean

Ewww fraudsters are gross! So sorry you're having to deal with that! Good luck