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Klarna will share your buy now, pay later borrowing data with Experian and TransUnion from June

Shoppers using Klarna's buy now, pay later (BNPL) services will have their repayment data shared with two of the UK's biggest credit reference agencies from 1 June, so how you manage your repayments could affect your ability to get credit in future.

Read the full story here:
'Klarna will share your buy now, pay later borrowing data with Experian and TransUnion from June - here's what it means'

Click reply below to discuss. If you haven’t already, join the forum to reply.


  • nyermen
    nyermen Posts: 1,107 Forumite
    First Anniversary First Post Name Dropper
    edited 15 June 2022 at 7:06PM
    "Repayment data from Klarna won't affect your credit score - for now"

    Erm - dont you mean that repayment data from Klarna won't affect your made up number from experian or transunion.  It may well start to affect the numbers that individual lenders compute themselves from the credit history.  If its on your credit history, then they could start using it from right now.

    Debt free - finally finished paying off £20k + Interest.
  • Dandytf
    Dandytf Posts: 4,881 Forumite
    First Anniversary Name Dropper First Post
    That's a decent move from one example of BNPL. Which could mean missed or late payments impacting future credit ability. Is PayPal Credit reported, need to repay ps5 over 18 months, maybe sooner.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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