Can you pay stamp duty after completion?

MrBounce

Can stamp duty be paid to HMRC directly after completion of house purchase or is it compulsory to pay it through solicitor?

My mortgage lender as offered us the mortgage which is slightly less than we required.

I can sell a car worse case to fund the stamp duty, but wanted some extra time, and sell it as a last resort..

kingstreet

No. SDLT has to be paid in advance to solicitor where a mortgage is required.

The thirty day grace period is for cash purchases only.

MrBounce

Aahhh i see... 

Are we able to use children's savings?

If i go down the sale of car route, what would be sufficient proof? Invoice with proof of cheque deposit? 

housebuyer143

MrBounce said:

Aahhh i see... 

Are we able to use children's savings?

If i go down the sale of car route, what would be sufficient proof? Invoice with proof of cheque deposit? 

You can use children's savings I believe, as long as its not in a trust etc - if you share the bank account which for small children you will, then its technically yours.
As long as you can prove how you got the money, i.e a car sale receipt it will be fine.