Not about cutting tax but a question re joint account and cash gifts to our children

diystarter7

Last year my wife and I gifted  xx amount to one of our children 
The amount was over the personal allowance for each of us inc the previous year's unused amount
We have joint accounts inc current accounts and foolishly without thinking i paid all of it using my card online
We paid 3k each this year to another one of our children but used both cars ie 3k each

My question is, will hmrc see it as a joint gift from me and the wife as after all it is a joint account and any one of us could empty it.
We often have a few k's in there ready to go.

Than you in advance.

Keep_pedalling

HMRC won’t be interested unless either of you dies in the next 7 years and even then only if you estate(s) are in IHT territory. 

The £3000 is not an allowance it is an exemption you can gift any amount you like. 

diystarter7

not made it clear.
question is just in case hmrc needs clarification. re this 3k per person allowance.

Jeremy535897

If the cards are on joint accounts, then the gifts are joint, no matter which card is used. It is the source of the funds that is relevant.

diystarter7

Jeremy535897 said:

If the cards are on joint accounts, then the gifts are joint, no matter which card is used. It is the source of the funds that is relevant.

i appreciate your speedy response. no offence intended and with grateful respect where does your knowledge come from. thanks again. (it is what i thought as per my op it is joint and anyone one of the two of us could clear out the accounts without the others say so.

Jeremy535897

When funds come out of a joint account, they come from the joint owners of the account. I don't think anyone has ever suggested before that the mechanism used matters, and you can't prove a negative.