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Littlewoods BNPL

Hi, new to the forums. Not sure this is in the correct section - the different topics seem awfully convoluted and bloated so I've just put it in here.

I was wondering if anyone who has experience with Littlewoods can tell me how their BNPL system works? I also use Very which works in a way where you simply just have to make sure you have to clear what you owe before the final day of the 6,9, 12 month period. Is it the same with littlewoods? When I go to checkout on an item it says the cash amount is say £300 but then you end up paying double with the installments thereafter and it says the total to pay is that as well. 

My main question here is can I choose to pay it all off before those 100 week installments kick in and thus avoid all the interest added on?

Appreciate the help, thanks. 

Comments

  • marcia_
    marcia_ Posts: 3,357 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
     you need to make additional payments to your BNPL items and clear it before 1 year. You can do it over the phone or online on their website but make sure you specify its to be allocated to BNPL. 
     You will still make your normal payment each month on non pay later items, paying interest, as not order qualifies for BNPL. 
  • sourcrates
    sourcrates Posts: 31,361 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Littlewoods/Very are one and the same, all were owned by Shop Direct Group, but recently renamed The Very Group.

    So its essentially the same system in use with each brand.
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