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Littlewoods BNPL

close_helmet_guitarist
Posts: 1 Newbie
in Loans
Hi, new to the forums. Not sure this is in the correct section - the different topics seem awfully convoluted and bloated so I've just put it in here.
I was wondering if anyone who has experience with Littlewoods can tell me how their BNPL system works? I also use Very which works in a way where you simply just have to make sure you have to clear what you owe before the final day of the 6,9, 12 month period. Is it the same with littlewoods? When I go to checkout on an item it says the cash amount is say £300 but then you end up paying double with the installments thereafter and it says the total to pay is that as well.
My main question here is can I choose to pay it all off before those 100 week installments kick in and thus avoid all the interest added on?
Appreciate the help, thanks.
I was wondering if anyone who has experience with Littlewoods can tell me how their BNPL system works? I also use Very which works in a way where you simply just have to make sure you have to clear what you owe before the final day of the 6,9, 12 month period. Is it the same with littlewoods? When I go to checkout on an item it says the cash amount is say £300 but then you end up paying double with the installments thereafter and it says the total to pay is that as well.
My main question here is can I choose to pay it all off before those 100 week installments kick in and thus avoid all the interest added on?
Appreciate the help, thanks.
0
Comments
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you need to make additional payments to your BNPL items and clear it before 1 year. You can do it over the phone or online on their website but make sure you specify its to be allocated to BNPL.You will still make your normal payment each month on non pay later items, paying interest, as not order qualifies for BNPL.0
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Littlewoods/Very are one and the same, all were owned by Shop Direct Group, but recently renamed The Very Group.
So its essentially the same system in use with each brand.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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