Experian Consolidation Suggestion...3 loans

Dandytf

Grumpy_chap said:

Alternatively, don't buy anything and then there is no need to pay later which avoids the risk of over-extension and is the most MSE-solution.

maybe i'll find time to call aqua and ask.
thanks

MalMonroe

Anyone else think this is a wind-up? It's total nonsense from start to finish. Which I hope this is!
The end.

[Deleted User]

MalMonroe said:

Anyone else think this is a wind-up? It's total nonsense from start to finish. Which I hope this is!
The end.

The OP spends too much time posting relevant questions on various topics like cars, the windows, doors, TVs, benefits board etc - don't see the point of spending that long posting 3k+ posts for it to be a wind up, just someone who is genuinely in need of help but is unwilling to see that doing everything that led to their DMP before, is likely to lead to another DMP

Sncjw

mikemen said:

There are several things that should be included on a loan application in order to maximize your chances of being approved for a loan. These items typically include personal information such as your name, address, and contact details; employer information such as your job title and current salary; financial information including your income and assets, as well as any existing debts or liabilities; and finally, the loan amount you are requesting and the purpose of the loan. By providing all of this information upfront, lenders will be able to get a better sense of your financial situation and whether or not you are a good candidate for a loan.

 

They know all this but chooae to ignore it. They get credit after credit 

Dandytf

Kitchen work was fta, not sure why...
I've had to return 650 to Flex account, not quite 1k though not far off.
Wonder how soon I could apply for decent personal loan, maybe 3-4 years time and order new kitchen.
This isn't possible during car finance though could become possible from 2025/26

thanks

Dandytf

Sncjw said:

mikemen said:

There are several things that should be included on a loan application in order to maximize your chances of being approved for a loan. These items typically include personal information such as your name, address, and contact details; employer information such as your job title and current salary; financial information including your income and assets, as well as any existing debts or liabilities; and finally, the loan amount you are requesting and the purpose of the loan. By providing all of this information upfront, lenders will be able to get a better sense of your financial situation and whether or not you are a good candidate for a loan.

 

They know all this but chooae to ignore it. They get credit after credit 

thanks I answer relevant questions at time of applications.
Not sure how loose personal loans are, though found many credit card providers ask current job/salary+benefits which has helped once I returned to PT again.
My reduced hours are never questioned only very few refer to Full Time or Part Time choice.

thanks