We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

not paying return costs on ebay

Morning all, after some advice, I recently sold a brand new product on ebay with pictures taken of it sealed before shipping. The buyer then contacted me to say it does not work on his car. My issue is it has been taken out of packagaing and stickers so It therefore is not classed as brand new anymore. Ebay obviously took the buyers side and said I need to give a full refund. I ignored it numerous times and now I have -£500 in my ebay account. I have removed all card details and addresses and names from my ebay. I have no intention of paying this and will happily have my account blocked as I will not use ebay again. Is there anyway ebay can still contact me even though I removed ALL MY DETAILS and will they be likely to take me court as I am looking to get a mortgage within the next 6 months and this could effect it?

thanks guys in advance 

Comments

  • sourcrates
    sourcrates Posts: 29,708 Ambassador
    First Anniversary Name Dropper First Post Photogenic
    edited 20 April 2022 at 5:44PM
    Ebay will probably write or email you to tell you your account is in the red, and has been passed to collections to deal with.

    It will likely be a back street debt collection agency, you won`t have heard of before, that contacts you, they will then try to chase up the money from you.

    In reality all that means is they will write to you a couple of times, ramping up the threat level each time, quiet laughable really, as they don`t own the debt, they are akin to a toothless tiger, as there is nothing they can do, and it won`t appear on any of your credit files either, after a month or two, all will go quiet, and it will be forgotten about.

    This company never take legal action, there are numerous threads on this forum about this subject, there buyer policy almost always favours the customer, which in a lot of cases is wrong, and obviously if it went to court you would be able to defend the claim, and likely win it, as the courts give you a much fairer hearing, unlike eBay.

    So as there policies are not legally enforceable, they never risk legal action, as they are acutely aware they would lose.

    Expect one or two letters, they may try to phone you if they have your number, after a while of ignoring them, they will go bother someone else, and that will be that.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
Meet your Ambassadors

Categories

  • All Categories
  • 345.6K Banking & Borrowing
  • 251K Reduce Debt & Boost Income
  • 450.9K Spending & Discounts
  • 237.6K Work, Benefits & Business
  • 612.3K Mortgages, Homes & Bills
  • 174.3K Life & Family
  • 250.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.