Is remortgage.nationwidemortgages.co.uk website valid ?

Hi all,

I went to get a mortgage from Nationwide and through a convoluted set of links and clicks ended up at remortgage.nationwidemortgages.co.uk.

I went through the process not noticing it wasn't Nationwide.co.uk.

I paid my mortgage arrangement fee and it has shown on my Nationwide bank account as Nationwide Arrangement Fee with the logo and web address, etc.

It is now asking for my direct debit details and I've just noticed the web address and I'm worried I've been caught out.

I have gone the same route from Nationwide's main page and I get back to my application but I'm unsure why I'm being asked for direct debit details when I haven't finished the application or signed anything yet.

Has anyone else gone through this process?

Regards,

Guy

Comments

  • marcia_
    marcia_ Posts: 3,285 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Did you login to your nationwide account to apply? 
     I just went through a few clicks at nationwide and it wanted me to log in. 
  • fawxes
    fawxes Posts: 12 Forumite
    Part of the Furniture Name Dropper First Post Combo Breaker
    No I didn't log in to my nationwide account but I did go from the nationwide website, the links at the bottom of the web page

    I didn't see how to apply from my account, I clicked the link on the right panel and it took me to the same place.

    I do find bank websites a little difficult to work around sometimes.
  • fawxes
    fawxes Posts: 12 Forumite
    Part of the Furniture Name Dropper First Post Combo Breaker
    Thinking, I'm not sure I actually logged into my account just the home page.

    I rang the fraud department at my bank at they thought the payment looked right.

    They advised me to call the mortgage department and check my application number with them.
  • dunstonh
    dunstonh Posts: 119,404 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I don't know if its valid. However, the domain name nationwidemortgages.co.uk does not have any website page allocated to it.  Just the subdomain remortgage.nationwidemortgages.co.uk.

    Unusually for a webpage from a genuine lender, there are no compliance messages at the bottom of the webpage.  e.g. FCA authorisation, companies house, risk warnings like "your home is at risk..." etc.  It appears to show genuine Nationwide information.   

    A may be a test site that is not designed to be in public use yet.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • fawxes
    fawxes Posts: 12 Forumite
    Part of the Furniture Name Dropper First Post Combo Breaker
    Thanks, I'll make the call tomorrow.

    I think it is genuine because I called Nationwide Mortgages on Friday, they put me through to remortgages and the phone number on the illustration is the same, although that can be copied. It has taken a few days for various details to be checked and scammers usually go for pressure.

    I'll let everyone know tomorrow when I ring the main official phone number for Nationwide and go through their menu system.
  • fawxes
    fawxes Posts: 12 Forumite
    Part of the Furniture Name Dropper First Post Combo Breaker
    I've just gone through the app on my phone and ended up at the same website so I'm happier.

    On the app it says "you'll need to apply in the remortgaging page on our website", 

    When I select this it asks if I started in the internet app and what the application number starts with, the correct selections of that take to the webpage I mentioned above.
  • user1977
    user1977 Posts: 17,521 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    The domain has been registered since 1999, and the pages coming up via Google look legit to me.

    e.g. https://developer.nationwidemortgages.co.uk/ takes you to contact email addresses at nationwide.co.uk
  • fawxes
    fawxes Posts: 12 Forumite
    Part of the Furniture Name Dropper First Post Combo Breaker
    Well thank you everyone for taking the time to reply.

    I called through to the re-mortgage team using the general number for Nationwide so I knew it was all valid and they confirmed that I had generated an application using that page (although they weren't aware of the URL) and I've completed the application.

    @user1977, I think the page I used is a web application and the developer page is for others (like brokers) to use their API to do something similar linking to Nationwide offers and collect the correct data (at a guess).
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.3K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.2K Spending & Discounts
  • 243.3K Work, Benefits & Business
  • 597.9K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.