We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
How soon can I product switch?
Snookie12cat
Posts: 805 Forumite
I have just taken out a mortgage product, 2yr tracker and I wanted to switch to a new product with the same lender. Is there normally a minimum amount of time that I have to stay with this product before they will let me switch? It has no ERCs so in reality could leave at anytime.
0
Comments
-
Speak to the mortgage centre on Monday and ask them if you can switch to the new deal1
-
@Snookie12cat Can't speak for all lenders but with the Nationwide tracker I remember re-switching clients to a cheaper new product within a month or two of completing on the original remo to a tracker.
I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
1 -
Can you switch online? See what happens. You haven’t said the lender so we’re kind of guessing.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards