No searches on Credit File?

LM1186

Hello, 
I have recently been given an AIP through Barclays. Full application went in on the same day (31/03/2022). 

I was originally turned down by Leeds. 

Barclays have asked for clarification on a few things via my MB and I haven’t heard anything for a few days now.

I checked my Experian and Equifax credit files today and I have a soft search on my file from Leeds and another identity check from my mortgage broker. 

There is nothing at all from Barclays - not a soft or hard search. Should I be worried about this? 

I emailed my MB my concerns and she said that Barclays will have definitely done a search to offer the AIP. She said they’ve reviewed my documentation and at this point, is waiting for them to instruct a valuation of the property. 

I’m really nervous about getting the mortgage offer and the fact I can’t see any searches on my file is making me anxious. 

Has anyone else ever had this before? I thought searches were quite immediate. Could there be a delay on these showing on my file for any reason? 

[Deleted User]

Are you checking your files in real time? The free versions will be a month or so behind.

Have you also checked Transunion?

K_S

@LM1186 I'll second what your broker has said, nothing to infer one way or the other from the search showing or not showing.

Hope it all works out, good luck!

tinytiddles

Different lender but we took out a mortgage with HSBC in 2020 and none of the credit checks showed up on our files. All went through fine without any drama.