Charging Orders on property - help, what do I do.

blueangel-99blueangel-99 Forumite
61 Posts
Part of the Furniture Combo Breaker
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My case is probably more on the Legal side, I have about 5 charging orders dating back to 2003 to 2009 See below for details:


NOTE: Original filed.
7 (21.03.2003) REGISTERED CHARGE dated 3 March 2003 to secure the moneys
including the further advances therein mentioned.
8 (21.03.2003) Proprietor: THE MORTGAGE BUSINESS PLC (Co. Regn. No.
1997277) of Thistle House, City Road, Chester CH88 3AN.
9 (24.06.2004) REGISTERED CHARGE dated 7 June 2004.
10 (11.12.2007) Proprietor: BANK OF SCOTLAND PLC (Scot. Co. Regn. No.
SC327000) of Halifax Division, 1 Lovell Park Road, Leeds LS1 1NS.
11 (28.08.2008) UNILATERAL NOTICE in respect of an interim charging order
dated 31 July 2008 made in the xxx County Court under Claim Number
xxxxxx.
NOTE: Copy filed.
12 (27.08.2015) BENEFICIARY: Asset Link Capital (No.5) Limited (Co. Regn.
No. 07273996) of PO Box 107 Caerphilly CF83 9AD.
13 (15.01.2009) Equitable charge created by an interim charging order of
the xxxxx County Court dated 1 December 2008 in favour of Lloyds
TSB Bank PLC (Co. Regn. No. 2065) under Claim Number xxxxxxx.
NOTE: Copy filed.
14 (17.03.2009) Equitable charge created by a final charging order of the
xxxx County Court dated 13 February 2009 in favour of Lloyds TSB
Bank Plc.
NOTE: Copy filed.
15 (30.11.2009) UNILATERAL NOTICE in respect of an interim charging order
dated 12 November 2009 of the xxxxx County Court (Court reference
xxxxxx).
NOTE: Copy filed.
16 (30.11.2009) BENEFICIARY: Southern Pacific Mortgage Limited (Co. Regn.
No. 3266119), trading as London Mortgage Company, of PO Box 88,
Cheltenham GL50 3SH and care of Lightfoots LLP, 1-3 High Street, Thame,
Oxon OX9 2BX.
17 (30.09.2010) Equitable charge created by a final charging order of the
xxxxxxx County Court dated 22 June 2009 in favour of Lloyds TSB Bank
Plc (Court reference xxxxxx).




1.Two of the above occurred as a result of credit card debts.

2. Three more occurred as a result of three buy to let houses I had that lost value in the 2008 market crash. Three properties I had were repossessed, sold and the shortfall was now a debt which was added to where I live. 


The question is, how do I proceed, I have not made any contact with the parties and want as stated above to engage with them to see what sort of arrangement I can reach with them. 


Also, If I want to sell, can these charging orders be a hinderance for the sale to go through. What are my options as am just not sure how to proceed. Not even sure the proceeds from the sale of the house will cover all cost and the charging orders. HELP!!!

Thanks 
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