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Mortgage application- Credit Issues

Sk1990 · 2022-04-05 18:40:48

Dear all, I just wanted to get some advice on the best way to approach a mortgage with a few issues. I have had some previous issues, 1 default of £170 in Jan 2020 and a few missed payments all over two years old. I also have been using payday loans, unknowing of their impact on my credit file. However these do not appear…

Comments

K_S Posts: 6,908 Forumite

25 May 2022 at 9:22PM

Sk1990 said:

Just to update, have now had an offer accepted on a property and our mortgage offer has been recieved!
so thank you everyone for your advice 😊

@sk1990 Congratulations, glad to hear that it all worked out!

I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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