mortgages for dummies - First time buyers - right to buy HELP!!!

shar_2

Myself and my Husband are in the process of buying our home under the 'preserved right to buy scheme'.  We have been renting our home for 26 years, and it has been valued at £140000, although with the right to buy discount we will get it for £66000. We also wanted to add another £15000 for improvments.
We have only ever rented since getting married, and have little idea about the mine-field that is mortgages.  We have a mortgage in principle from my Husband's bank, but would it be best for us to get a mortgage broker/advisor (is this the same thing?)  
We were told that we don't need a deposit due to the discount we have already, but what other fees are we going to incur? We have saved £2000 so hope this will cover this.
Any advise at all, or links to good websites where I can learn a little I would be very grateful
Sharon.

K_S

@shar_2 As long as they have access to the whole of market, a mortgage broker and advisor are the same thing.

Your husband's bank might well be the most appropriate and cost-effective for your circumstances, but it may be worth checking with a broker.

The MSE guide here may help you find one https://www.moneysavingexpert.com/mortgages/best-mortgages-cashback/#step3

shar_2

K_S said:

@shar_2 As long as they have access to the whole of market, a mortgage broker and advisor are the same thing.

Your husband's bank might well be the most appropriate and cost-effective for your circumstances, but it may be worth checking with a broker.

The MSE guide here may help you find one https://www.moneysavingexpert.com/mortgages/best-mortgages-cashback/#step3

Thanks so much I'll take a look.