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Creditor Refused Dmp

Hi Everyone

Three weeks ago I wrote to my creditors ( 8 creditors , I have a £76K debt amongst them) proposing a DMP which CCCS helped me with. Up to now, one card company has accepted, and one has refused now threatening to refer to a third party for recovery. I haven't heard yet from the other six.
As I have no additional money each month to increase my offer to this card company I fear now that they will go for my jugular. Has anyone else been in this position early on in setting up a DMP and , how did things pan out when a creditor refused the DMP offer please?


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