Freeze app - is it genuine, advice needed?

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Martin92
Martin92 Posts: 24 Forumite
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in Debt-free wannabe
Hi everyone,

I have around £30k of debt and was looking at 'FREEZE' (app on phone) as i saw it being advertised online, is it genuine please? Has anyone else used it?

1 monthly payment...

Thank you in advance for the responses, Mart

Comments

  • sourcrates
    sourcrates Posts: 28,987 Ambassador
    First Anniversary Name Dropper First Post Photogenic
    edited 26 March 2022 at 5:10PM
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    Just a good old debt solutions sales company taking advantage of new tech that`s all -

    "Freeze Debt Ltd which is registered in England and Wales. Registered Number 11842271. Freeze Debt Ltd is an Appointed Representative of Blackberry Finance Solutions Limited. Our Firm Reference Number is 840092. Blackberry Finance Solutions Limited is authorised and regulated by the Financial Conduct Authority, its Firm Reference Number is 669786".

    They act as an introducer, and get paid a fee if you "take their advice".

    Best to avoid such things, just go to stepchange or one of the other free debt advice charities.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Rob5342
    Rob5342 Posts: 1,522 Forumite
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    I used Stepchange and they were brilliant. I put it off talking to them for ages as I felt apprehensive and embarrased about discussing my debts, but tney were completely non judgmental and turned things right round.
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