Where do I even begin?
edited 10 April 2022 at 5:41PM in Debt-free wannabe
12 replies 1.9K views
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The potential problem with stopping utility/council tax payments is the joint liability.
A UC advance is a provable debt in bankruptcy
When a payment is made, Universal Credit payments are subsequently reduced for a period of time until the Payment on Account is accounted for, typically over 6 or 12 months. Universal Credit payments then resume normal levels.
Following a bankruptcy any sums due in relation to a Payment on Account would be considered to be a provable debt and the DWP should not recover the outstanding sums from the bankrupt, including by way of reduced benefit payments.