Home improvement loan 24 March 2022 at 1:07PM in Loans 2 replies 203 views

cocochanel_3

What is the best option to take a home improvement loan other than extending the mortgage given increasing interest rates March 2022

[Deleted User]

Through a separate loan - could be either secured or unsecured, though both have their issues.

Ebe_Scrooge

A personal loan would seem to be the obvious choice.

Potentially a 0% purchase credit card - if the goods/services you need can be paid for by card, and if you can get a card with a high enough limit, and if you'll be able to pay off the whole balance when the promotional rate expires.  But an ordinary personal loan is probably the more feasible option.