Home improvement loan

in Loans
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cocochanel_3cocochanel_3 Forumite
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Part of the Furniture Combo Breaker
What is the best option to take a home improvement loan other than extending the mortgage given increasing interest rates March 2022


  • Through a separate loan - could be either secured or unsecured, though both have their issues.
  • Ebe_ScroogeEbe_Scrooge Forumite
    7.3K Posts
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A personal loan would seem to be the obvious choice.
    Potentially a 0% purchase credit card - if the goods/services you need can be paid for by card, and if you can get a card with a high enough limit, and if you'll be able to pay off the whole balance when the promotional rate expires.  But an ordinary personal loan is probably the more feasible option.
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