Home improvement loan

What is the best option to take a home improvement loan other than extending the mortgage given increasing interest rates March 2022


  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    First Anniversary Photogenic Name Dropper First Post
    Through a separate loan - could be either secured or unsecured, though both have their issues.
  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    A personal loan would seem to be the obvious choice.
    Potentially a 0% purchase credit card - if the goods/services you need can be paid for by card, and if you can get a card with a high enough limit, and if you'll be able to pay off the whole balance when the promotional rate expires.  But an ordinary personal loan is probably the more feasible option.
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