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NFU Mutual Select Pension
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What I would like to have is a SIPP for illiquids like ITs and UK equities, the NFU pension for its with-profits fund, and three DC pensions lifestyled to drawdown (Dynamic Planner 5, not 4): one ethical active, a second non-ethical active and a third passive.
Although less than 14 , it is still more pensions than most people would want !
Actually during the accumulation phase having a few pensions is not such a big issue , although you might get lower charges if you consolidate . However when you enter the drawdown phase, I think it would be a good idea to reduce the number of pensions just for ease of administration.
By the way IT's and equities are liquid investments , as you should be able to normally sell them whenever the market is open.
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