NFU Mutual Select Pension

Albermarle

 What I would like to have is a SIPP for illiquids like ITs and UK equities, the NFU pension for its with-profits fund, and three DC pensions lifestyled to drawdown (Dynamic Planner 5, not 4): one ethical active, a second non-ethical active and a third passive.

Although less than 14 , it is still more pensions than most people would want !

Actually during the accumulation phase having a few pensions is not such a big issue , although you might get lower charges if you consolidate . However when you enter the drawdown phase, I think it would be a good idea to reduce the number of pensions just for ease of administration.

By the way IT's and equities are liquid investments , as you should be able to normally  sell them whenever the market is open.