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Building on the boundary of 2 titles

We are in the process of buying a house which has a large side garden on a separate title.
We will not have a mortgage on either title.
The question that I have is can we build across the boundary between the two titles? I want to build a large double garage / workshop but the ideal place for me is right on the boundary? 
Any info will be welcome.
Thanks in advance.
Dave.

Comments

  • user1977
    user1977 Posts: 18,174 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 20 March 2022 at 1:48PM
    Yes, of course. Not really anything to do with mortgages or endowments though! The house buying board is a better place for stuff like this.

    There might be other things to consider, but if you're in the process of buying you can ask your solicitor. 
  • ACG
    ACG Posts: 24,685 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You can, but when you come to sell you might need to either have the boundaries redrawn or merge the 2 titles. 

    As user 1977 says, more of a question for the solicitor. They might even be able to just merge the title at the same time. 
    On another note, it might be asking how stamp duty would work as you would technically I assume own 2 properties... 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • user1977
    user1977 Posts: 18,174 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 20 March 2022 at 11:05PM
    ACG said:

    On another note, it might be asking how stamp duty would work as you would technically I assume own 2 properties... 
    You assume wrong. Stamp duty works on the basis of what's physically there, not how it's registered.

    No legal need to merge the titles, but it saves a bit of paperwork (and ensures nobody in the future overlooks that the bit at the bottom of the garden (or whatever) is on a separate title).
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