We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Daily steps towards my marathon goal!

Options

Over the last few months I’ve finally come to the realisation there are no quick fixes to any of the ‘problems’ in my life. They didn’t occur overnight so I’ve been naive in thinking I can get myself out of them quickly. 

I’ve been in debt on and off (admittedly more on than off!) since I was 18. I’ve used overdrafts and credit cards to deal with emergencies and never found myself to be able to get over one before another rears it’s head. I appreciate now the benefit of an emergency fund! 

Alongside the debt, the other issues I need to address are my diet/weight and my chaotic house. I’m also very aware the impact all of these have upon my mental health and vice versa. 

I’m going to aim to take 3 baby steps a day to sort each of the ‘problems’ and will use this diary to document them no matter how small! Time to celebrate the small wins 😊

Comments

  • That sounds like a good plan. You will find that good meal planning will benefit your wallet, weight and mental health. As you tackle one thing others will fall into place. Good luck on your journey.
  • FootyFanDan
    FootyFanDan Posts: 1,672 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    wishing you the best of luck on your journey.
    Days to Orlando: 462- ☀️🎢

  • Congratulations on taking the first steps on your debt free journey - acknowledging where you are and that you want to change is a MASSIVE thing so really well done for that. 

    Like you I had been in debt since I was 18 when I started my diary. It’s been a big learning curve but there is so much support on these boards especially and the whole MSE site - you can do it! 
  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I just wanted to say I love this approach - particularly as at the moment I feel like I am having a "middle of the month slump" where "nothing is happening". But I have to remember all the small steps that will help me get to my goal! Good luck with your journey!  
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • Lykke
    Lykke Posts: 42 Forumite
    10 Posts First Anniversary Name Dropper
    It’s been lovely to see a bit of sunshine over the last couple of days - it finally feels like spring is beginning to arrive. The weekend seems to have been and gone in the blink of an eye, although managed to spend a lot of time outdoors making the most of the weather.

    Babysteps taken…

    Finances
    1. Paid off balance deficit on electricity account to try and cushion the inevitable blow when my fixed rate ends.
    2. Free morning out with DS at the park.
    3. Gift set for pressie stash paid for with boots points.

    Health
    1. 4 mile run
    2. Took DS out on his bike (I was on foot)
    3. Clutching at straws, but managed to resist McDonalds and had lunch before we went out.

    Organisation
    1.  Finally found the bottom of the washing basket
    2. School uniform for week prepped. 
    3. Convinced DS to sort through his cuddly toys 






  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    Lykke said:
    It’s been lovely to see a bit of sunshine over the last couple of days - it finally feels like spring is beginning to arrive. The weekend seems to have been and gone in the blink of an eye, although managed to spend a lot of time outdoors making the most of the weather.

    Babysteps taken…

    Finances
    1. Paid off balance deficit on electricity account to try and cushion the inevitable blow when my fixed rate ends.
    2. Free morning out with DS at the park.
    3. Gift set for pressie stash paid for with boots points.

    Health
    1. 4 mile run
    2. Took DS out on his bike (I was on foot)
    3. Clutching at straws, but managed to resist McDonalds and had lunch before we went out.

    Organisation
    1.  Finally found the bottom of the washing basket
    2. School uniform for week prepped. 
    3. Convinced DS to sort through his cuddly toys 






    Great start!! Good luck with it :0)
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.