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Possible to transfer between two CC's before purchase hits statement.

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  • Sncjw
    Sncjw Posts: 3,562 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Is to pay it off or how long your going to wait to get the finance

    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sncjw said:
    Is to pay it off or how long your going to wait to get the finance

    I don't understand, I have finance agreements in place, if your referring to Term ,then it's to clear off finance.
    Since considering Kitchen work quotes, potentially paid via Mortgage overpayments balance.

    thanks
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Sncjw
    Sncjw Posts: 3,562 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So 48 months before you get your kitchen work top or is it 48 months until all your finance is paid. 


    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sncjw said:
    So 48 months before you get your kitchen work top or is it 48 months until all your finance is paid. 


    Sncjw said:
    So 48 months before you get your kitchen work top or is it 48 months until all your finance is paid. 


    Excellent question, I'm starting to work towards 42-max 48 months -all existing finance to be cleared.
    Windows is almost double that term, though I hope to double re payments asap.
    EV is 48 months and I don't think I could Manage that sooner.
    p.s. I could have posted this via Budgeting board as not  Credit Card specific.
    worktop is being paid from savings or Mortgage overpayments.

    thanks anyyway
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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