Reclaiming "lost" personal allowance from pension contribution

Dazed_and_C0nfused

intalex said:

Mutton_Geoff said:

Pat38493 said:

I have also done this for the last couple of years and the other advantage to it is that once they see a tax return like this, they then tell you that you don’t need to fill in a tax return anymore.  Unless of course you need to fill one in for other reasons.

Except of course in the circumstances I described, unless you salary sacrificed your extra contributions, you'd need to submit a tax return to get the higher relief on pension contributions made whilst you were engineering your income to stay below the £100k threshold.

...and, if I'm not mistaken, also to reclaim any portion of personal allowance lost via PAYE too.

Anyone with taxable income of £100k or more is required to complete a Self Assessment return irrespective of whether there is an impact on the Personal Allowance or not.