We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Application - on the Electoral Roll question

RRS1999
Posts: 24 Forumite

HI There -
I am currently go through a Mortgage application and the lenders have questioned the Electoral Roll situation
I have been on the Electoral Roll since June 2019 so no problems there
, however for 2 years previous I had a temp split in a relationship and I was living at parents so was not on Electoral Roll (in hindsight this was an error)
We are putting down 15% deposit on 220k house
Really panicking now as they have questioned it
Does anyone think this will be a problem with getting a mortgage ?
I am currently go through a Mortgage application and the lenders have questioned the Electoral Roll situation
I have been on the Electoral Roll since June 2019 so no problems there

We are putting down 15% deposit on 220k house
Really panicking now as they have questioned it
Does anyone think this will be a problem with getting a mortgage ?
0
Comments
-
Not normally. You may be asked to provide evidence of address for that third year.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards