Opting back in when long term sick

tabootrish

I was asked to opt out when employed.  For the last 20 years I have had a disability and claiming PIP and ESA.  My old employer has since closed.  I would like to opt back in but as I no longer have an employer who should I contact please

QrizB

tabootrish said:

I was asked to opt out when employed.

Opt out of what, exactly?

If you can tell us what you'd like to opt back in to, we can tell you if it's possible and how to do it.

Marcon

tabootrish said:

I was asked to opt out when employed.  For the last 20 years I have had a disability and claiming PIP and ESA.  My old employer has since closed.  I would like to opt back in but as I no longer have an employer who should I contact please

Sounds as if you might have chosen to contract out of the State Additional Pension? If so, contracting out ended years ago so you don't need to take any action - and indeed as you are not employed, there is no action you could/should take if this is what you're referring to.

tabootrish

So sorry yes I was referring to SERPS.  

coyrls

There is nothing to opt back in to, the second state pension (which replaced SERPS in 2002) was ended in April 2016.