Pay-off mortgage or help to buy ?

Hi everyone,I’m about to inherit a reasonable sum so my question is what should I do?
I have the following    
                             2.5 years remaining @2.5% with a £3,500 early repayment penalty on a balance of £58,000

                     Or pay the Help to buy portion which is 20% of the house currently worth about £300,000 which would be £60,000
                     Or continue paying the mortgage until the fixed deal runs-out ?
many thanks
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