Kensington mortgage advice needed

RRS1999

We have sold our house and have around 50k equity 

unfortunately I have 2 CCJs older than 3 years 

all other payments are up to date, not missed a payment for over 3 years 

combined income is 62k and we plan to put down 15% deposit down on the next house purchase 

we have a DIP with Kensington agreed, but now we have sold the house we are getting a bit worried about whether we would be successful 

15% (38k) deposit on next house of 250k (212k Mortgage required) 

2 CCJs older than 3 years 

whats every ones view, do you think we will be successful??

GentleGiant01

If you have a Kensington DIP then you are already using a mortgage broker, who will know Kensington lending criteria pretty well as they are likely to be a specialist broker. 

So long as you’ve told your broker everything and declared everything on the forms you should be absolutely fine .