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Credit Style Ltd - chasing debt from Peoples Energy
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jagger86
Posts: 124 Forumite
Hi everyone, not posted for a while!
Received a letter today from Credit Style Ltd saying I owe £149 from when I was with Peoples Energy in 2020. I am certain there was no outstanding balance and they have ceased trading now.
Can I send them a provit letter? It that the best course of action?
I've found it in the pinned thread if so.
Thanks in advance
Received a letter today from Credit Style Ltd saying I owe £149 from when I was with Peoples Energy in 2020. I am certain there was no outstanding balance and they have ceased trading now.
Can I send them a provit letter? It that the best course of action?
I've found it in the pinned thread if so.
Thanks in advance
tackling credit card debt starting Feb 2020
HSBC £3400 £3251
Santander £4400 £4188
Fluid £650 £330
Emergency fund £580/£1000
HSBC £3400 £3251
Santander £4400 £4188
Fluid £650 £330
Emergency fund £580/£1000
0
Comments
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If as far as you know everything was all paid up when you left them, then it sounds like the Prove It is the way to go.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Do the back billing rules apply here ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Hmmm....depends on whether - if there WAS a balance - it was previously (correctly) billed, but not paid I suspect. If this is a "new" debt that has never previously been billed - then I *think* they would. I'll tag @QrizB from the energy board who I suspect may have a far more conclusive answer!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
You called?Back-billing is a funny thing. The restrictions are part of the standard Ofgem energy supply licence, so suppliers risk losing their licence if they violate the terms. Unfortunately failed suppliers are stripped of their supply licence when they fail so you can't rely on it being any help in the situation the OP describes.There have been reports elsewhere of Credit Style going after PE account holders for energy used after they left the property.Jagger86 do you still have your People's Energy bills? If you do, you can check (for your own peace of mind) that you didn't owe them anything and that the closing meter readings on your PE account are the same as your opening readings with your new supplier. you can also check the dates that you joined and left PE.If your pretty sure that you don't owe anything, yes I'd agree that a "Prove It" letter would be a sensible next step.
N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Ripple Kirk Hill member.
2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 34 MWh generated, long-term average 2.6 Os.Not exactly back from my break, but dipping in and out of the forum.Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!2 -
Back billing is a "rule" and not a law and is enforced by OFGEM. OFGEM can only enforce the rules against a licenced energy supplier and when an energy supplier fails they have their licence removed so no governance outside the legal system. On a technicality therefore it is likely back billing is set against the 6 year rule which does come under the legal system.OP, surely all the bills you have in your filing system will prove your case ?0
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